How to Vet and Compare Contractor Bids
- Michael Goggin
- Jan 21
- 3 min read
Updated: Feb 3
Hiring a contractor for home improvement or repair projects can feel overwhelming. When you receive several bids, it’s tempting to pick the lowest price and move forward. But the cheapest offer may not always deliver the best value or quality. Knowing how to properly vet and compare contractor bids helps you avoid costly mistakes and ensures your project runs smoothly.
This guide shares practical tips that homeowners in Connecticut often don’t hear. It will help you understand what to look for beyond the numbers, so you can make a confident decision.

Understand What Each Bid Includes
Contractor bids can look very different, even for the same project. One bid might include detailed line items, while another offers a lump sum. Before comparing prices, make sure you understand what each bid covers.
Scope of work: Check if the bid clearly describes the tasks, materials, and finishes.
Materials and brands: Look for specific product names or quality levels.
Labor costs: See if labor is broken out separately or bundled.
Permits and inspections: Confirm who is responsible for these fees.
Timeline: Note the estimated start and completion dates.
If a bid is vague or missing key details, ask the contractor for clarification. A thorough bid shows professionalism and reduces surprises later.
Verify Contractor Credentials and Experience
Price is important, but the contractor’s qualifications matter more. Vetting contractors protects you from poor workmanship and delays.
Licensing and insurance: Confirm the contractor holds a valid Connecticut license and carries liability and workers’ compensation insurance.
References and reviews: Contact past clients or check online reviews to learn about their experience.
Specialization: Choose a contractor with experience in your specific type of project, whether it’s roofing, kitchen remodeling, or foundation repair.
Years in business: Longevity often signals reliability and quality.
Don’t hesitate to ask for proof of credentials and examples of completed projects. A reputable contractor will be happy to share.
Compare Bids Beyond Price
Once you have detailed bids and verified credentials, compare the offers carefully. Here are factors to consider besides the bottom line:
Quality of materials: Cheaper bids may use lower-grade materials that won’t last.
Warranty and guarantees: Check if the contractor offers warranties on labor and materials.
Payment schedule: Avoid contractors who demand large upfront payments.
Communication: Consider how responsive and clear the contractor is during the bidding process.
Project timeline: A faster timeline might be worth a slightly higher price.
Create a comparison chart to visualize differences. This helps you weigh pros and cons clearly.

Ask the Right Questions
Don’t rely solely on written bids. Talking directly with contractors uncovers important details.
How do you handle unexpected issues or changes during the project?
Who will supervise the work on-site?
What steps do you take to keep the job site safe and clean?
Can you provide a detailed schedule with milestones?
How do you manage subcontractors?
Their answers reveal professionalism and help you gauge if they are a good fit.
Check for Red Flags
Be alert for warning signs that a contractor may not be trustworthy or capable.
Extremely low bids that seem too good to be true.
Pressure to sign a contract quickly.
Lack of a physical business address or phone number.
Poor communication or reluctance to provide references.
No written contract or vague terms.
Trust your instincts. If something feels off, keep looking.

Final Steps Before Hiring
After narrowing your choices, ask for a written contract that includes:
Detailed scope of work
Payment terms and schedule
Start and completion dates
Warranty information
Procedures for handling changes or disputes
Review the contract carefully and don’t hesitate to ask questions or request changes. Once signed, keep a copy for your records.
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